Federal workers see first payday without a check as shutdown drags on


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Summary

No pay

The ongoing government shutdown delayed paychecks for more than one million federal workers, leaving many struggling financially.

Hardships

Some employees have turned to food banks or borrowed from retirement accounts to cover basic needs.

Some relief

Credit unions and lenders are offering limited relief as the shutdown shows no signs of ending.


Full story

The majority of federal employees were scheduled to be paid Friday. However, their paychecks will be delayed due to the ongoing government shutdown that shows no signs of ending soon.

Approximately 670,000 federal employees were temporarily laid off and are not working at all, while roughly 730,000 federal employees are still working without paychecks because of the shutdown, according to the Bipartisan Policy Center.

The impact hit workers living in Prince George’s County, Maryland, where more than 60,000 federal employees live, NPR reported. Many middle-class workers, suddenly without pay, waited in long lines at a food bank Friday to stock up on basic groceries like pasta, protein and produce to feed their families.

“A lot of us are stressed, and it takes a toll on our mental health,” Wanda Bright, a furloughed federal worker, told NPR. “Some people can handle this. A lot of people cannot.”

Workers nationwide struggle financially

Tierra Carter, a federal employee who works at the Social Security Administration in Tampa, Florida, is working without pay and struggling financially due to the shutdown. The lack of a paycheck has caused financial stress, forcing her to borrow money and withdraw funds early from her 401(k) to cover living expenses, she told NPR.

In some places, credit unions are stepping in to provide emergency financial support to unpaid federal workers by offering interest-free loans and fee-free payment deferrals during the shutdown, NPR wrote.

CBS News spoke with Jill Hornick, a 59-year-old Social Security Administration employee in Illinois, who did not receive her expected paycheck Friday because of the shutdown. Her last payment, on Oct. 10, didn’t cover three days she worked. To manage financially, she said she is cutting back on expenses and asking her mortgage lender and other creditors for flexibility.

“I got a letter from [my] mortgage company saying I was approved for deferred payment and that they wouldn’t take foreclosure action against me,” Hornick told CBS News.

More paychecks expected to be missed

Some federal civilian employees at the Departments of Defense, Health and Human Services and Veterans Affairs did not receive their first paycheck of the government shutdown on Oct. 24. Employees at other federal agencies will miss their first paycheck a few days later, on Oct. 28 or Oct. 30, depending on how their agency processes payroll, according to the Bipartisan Policy Center.

Cassandra Buchman (Weekend Digital Producer) contributed to this report.
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Why this story matters

Delayed paychecks caused by the government shutdown are causing financial strain and uncertainty for hundreds of thousands of federal employees, affecting their livelihoods and prompting some to seek assistance and financial relief.

Federal employee hardship

Many federal employees are experiencing financial difficulties, as reported by NPR and CBS News, due to missed paychecks and inability to cover basic expenses during the government shutdown.

Community and institutional support

Credit unions and food banks are providing emergency support, such as interest-free loans and groceries, to help federal workers manage during the shutdown, according to NPR.

Broader economic impact

With large numbers of federal workers affected across multiple states, including Maryland, Florida, and Illinois, the shutdown's financial impact extends to local economies and communities where these employees live.

SAN provides
Unbiased. Straight Facts.

Don’t just take our word for it.


Certified balanced reporting

According to media bias experts at AllSides

AllSides Certified Balanced May 2025

Transparent and credible

Awarded a perfect reliability rating from NewsGuard

100/100

Welcome back to trustworthy journalism.

Find out more

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