States eyeing regulations amid rise in waived home inspections


Summary

Waiving

More homebuyers are waiving inspection contingencies to make their offers more appealing in a competitive market.

Concerns

The trend has raised concerns within the home inspection industry, prompting calls for new state regulations.

New laws

States like Massachusetts and New York are moving to protect buyers by limiting or banning inspection waivers.


Full story

More home buyers are opting to forgo the housing inspection contingency in order to make their offers more attractive to sellers, according to the National Association of Realtors® (NAR). With so many buyers skipping inspections, the home inspection industry is now pushing state lawmakers to address the issue.

When buyers “waive” the inspection contingency, they agree to buy the home as is, without the right to back out because of inspection results. This can make their offer more attractive to sellers, especially in a competitive market where multiple buyers are bidding on the same home.

In September 2025, 21% of buyers waived the inspection contingency, up from 18% in August 2025 and 17% in September 2024, according to NAR.

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Home inspectors push for legislative action

More homebuyers are waiving the home inspection contingency when making an offer, which could lead to buyers missing problems in the home. The move is causing concern in the home inspection industry, which is lobbying state lawmakers to regulate this practice.

And some states are writing laws on the books. In 2024, Massachusetts passed the Affordable Homes Act, which includes a rule that home sellers cannot require buyers to waive a home inspection as a condition for accepting their offer. The law is meant to protect buyers by preventing sellers from forcing them to skip home inspections.

NAR spoke to Sarah Gustafson, president of the Massachusetts Association of Realtors, who said the law probably won’t change much in practice. She said the market was already moving back toward buyers, including inspections in their offers. Buyers can still make their offer more appealing to sellers by offering a higher price, agreeing to a specific closing date or making other concessions.

States respond with new protections

The Massachusetts Association of Realtors is helping agents and clients understand the new rule that sellers must formally tell buyers they can get a home inspection and give them enough time to do it before finalizing the sale.

New York is considering similar legislation. Lawmakers in New York are proposing a new bill for the 2025–2026 legislative session that would ban both sellers and buyers from making a deal that involves waiving or limiting the buyer’s right to a home inspection.

Editor’s note: Lauren Keenan is a licensed real estate agent in the Omaha metropolitan area.

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Why this story matters

Changes in home buying practices, including waiving inspection contingencies, have prompted state lawmakers to consider new protections for buyers' rights, with possible effects on market transparency and consumer safety.

Home inspection waivers

The increase in buyers waiving inspection contingencies raises concerns about undisclosed property issues and potential financial risks for new homeowners.

Legislative response

New laws in states like Massachusetts are aimed at protecting buyers by ensuring the right to a home inspection is not waived as a condition of sale.

Market dynamics

Competitive real estate markets are driving buyers to take risks to secure homes, impacting negotiation practices and potentially diminishing consumer protections.

SAN provides
Unbiased. Straight Facts.

Don’t just take our word for it.


Certified balanced reporting

According to media bias experts at AllSides

AllSides Certified Balanced May 2025

Transparent and credible

Awarded a perfect reliability rating from NewsGuard

100/100

Welcome back to trustworthy journalism.

Find out more

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