Terms and Conditions

Straight Arrow Terms and Conditions for Website and Mobile App

Last Updated: May 5, 2026

These Terms of Use (“Terms”) constitute a binding agreement between you (“you” or the “user”) and Straight Arrow News LLC and its affiliates or assigns (collectively, “Straight Arrow News,” “Straight Arrow”, “SAN,” “we,” “us” or “our”) and govern your access to and use of our websites, mobile applications, newsletters, subscriber services, and other digital products or services that link to these Terms (collectively, the “Services”).  By accessing or using the Services, creating an account, receiving a magic link or other passwordless authentication message, or purchasing a subscription, you acknowledge that you have read, understand, and agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use the Services.

ARBITRATION NOTICE: IF YOU DO NOT OPT OUT OF ARBITRATION AS OUTLINED IN THE “Mutual Dispute Resolution Using Binding Arbitration” SECTION OF THESE TERMS, YOU CONSENT TO RESOLVING DISPUTES BETWEEN YOU AND SAN THROUGH BINDING, INDIVIDUAL ARBITRATION. BY AGREEING TO THIS, YOU RELINQUISH YOUR RIGHTS TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION, AS FURTHER DETAILED IN THAT SECTION.

Privacy Notice and Electronic Communications

Our Privacy Notice explains how we collect, use, disclose, and otherwise process personal information in connection with the Services.

You consent to receive electronic communications from us regarding your account, access, subscriptions, renewals, billing, support, and other matters relating to the Services.

The Services

The Services may include free content, metered access, registration-only access, paid subscriptions, newsletters, mobile app features, and other offerings that we may add, change, suspend, or discontinue from time to time. We may impose eligibility rules, content limits, access requirements, geographic restrictions, device limits, or other conditions on any portion of the Services.

Accounts, Registration, and Authentication

To access certain content or features, U.S. residents may be required to create an account or register using an online form. You agree to provide accurate, current, and complete information and to keep it updated. We may authenticate you through passwordless methods, including magic links or one-time access links sent to your email address, rather than through a password. Magic links may expire and may be invalidated by us at any time. You are responsible for maintaining the security of your email account and devices, safeguarding access links, and promptly notifying us of any unauthorized use of your account. We may treat any access through a valid magic link, email verification, or authenticated session as authorized by you. You may not share your account, allow others to use it, or create multiple accounts to circumvent article limits, promotions, or subscription restrictions. We reserve the right to suspend or terminate accounts, reject registrations, or reclaim usernames or account identifiers in our sole discretion.

Access Tiers, Article Meters, and Registration Walls

For U.S. based users, we may make some content available without charge, some content available only after free registration, and some content available only to paying subscribers, all as explained on our Services. We may use article meters, rolling access windows, registration walls, paywalls, or similar tools to limit or condition access to content or features on the website, in the app, or both.

The amount of content available at no charge or after registration may vary by user, device, browser, location, platform, promotion, or other factors, and may change at any time. Free registered access, including any temporary or promotional unlimited access, does not guarantee continued free or unlimited access after we launch or modify paid offerings; users who previously had unlimited access through free registration may be required to purchase a paid subscription to maintain unlimited access. Your free registration does not create a paid subscription and you will not be charged unless you affirmatively purchase a subscription plan, when one is offered. Once subscription planned are offered, if you do not choose the paid subscription, your free account will remain but will entitle you access to metered content only (a limited number of articles per month). Where we can do so, article-view counts and access entitlements may be tracked across the website, app, and devices associated with you. We may determine in our sole discretion how article views are counted, when meters reset, and whether content or features are available.

Note that unsubscribing from a newsletter or marketing emails does not terminate a paid membership. You would need to cancel that membership separately through your account settings, by contacting us if that option is made available, or, for app store purchases, through the applicable app store account tools.

Mobile Devices, Mobile Applications, and App Stores

If you access the Services through a mobile device or mobile application, your carrier’s normal messaging, data, and other rates may apply. Certain features may be unavailable or function differently on the website versus the mobile app, and some offerings may be subject to additional terms presented in the app or through the applicable app store. Subject to your compliance with these Terms, SAN grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the SAN mobile application, in executable form only, on mobile devices that you own or control solely for your personal, non-commercial use in connection with the Services. You may not rent, lease, lend, sell, sublicense, or otherwise distribute the app to any third party. All rights not expressly granted are reserved. SAN reserves the right, at any time and in its sole discretion, to add, modify, update, or remove features, functions, or functionality of the mobile application.

We may from time to time develop patches, bug fixes, updates, upgrades, or other modifications to improve the mobile application. You agree to promptly install all updates when prompted and acknowledge that the app or portions thereof may not operate properly should you fail to do so. The app may automatically download and install updates without additional notice to you; by using the app, you consent to such automatic updates. These Terms apply to all updates, upgrades, and new versions of the app unless accompanied by different terms.

You may not reverse engineer, disassemble, decompile, or otherwise attempt to derive the source code of the app, except to the extent expressly permitted by applicable law. The app may include open source components and third-party software. Your use of such components is subject to the applicable licenses, which may be provided with the app or posted on our website.

You must comply with all applicable laws, including U.S. export control and sanctions laws. You represent that you are not located in an embargoed country or on any U.S. Government list of prohibited or restricted parties. 

Additional Terms from Platform Providers.

You acknowledge and agree that:

(a) these Terms are concluded solely between you and SAN, not with Apple Inc. or Google LLC (collectively, the “Platform Providers”);

(b) SAN, not the Platform Providers, is solely responsible for the app and its content and for addressing any claims relating to the app or your possession or use of it (including product liability, failure to conform to legal or regulatory requirements, and consumer protection or privacy claims);

(c) the Platform Providers have no obligation to furnish maintenance or support for the app;

(d) to the extent any warranty exists that cannot be disclaimed, SAN, not the Platform Providers, will be responsible for such warranty;

(e) to the extent required by law, SAN, not the Platform Providers, will be responsible for investigating, defending, settling, and discharging any third-party intellectual property infringement claims;

(f) you represent and warrant that you are not located in a country subject to a U.S. Government embargo and are not on any U.S. Government list of prohibited or restricted parties; and

(g) the Platform Providers and their subsidiaries are third-party beneficiaries of this Section and may enforce it against you.

Device Permissions and Features. The mobile application may require access to device features that you can enable or disable in your device settings. The app may utilize your mobile device’s built-in features to facilitate functionality; use of such features is subject to the terms and privacy policies of your device’s operating system provider (e.g., Apple or Google). The app may collect information from your device as described in our Privacy Notice, including device identifiers, usage data, and other information necessary to provide and improve the Services. By installing the app, you consent to receive in-app and push notifications related to the Services; you can manage notification preferences in your device settings.

Termination of App License. The mobile application license terminates automatically if you violate these Terms or if we discontinue the app. Upon termination, you must cease use of the app and delete all copies from your devices. The termination of your mobile application license does not automatically terminate your subscription. You may still access content on the website in accordance with these Terms.

Mobile App Restrictions. In addition to the general restrictions set forth in these Terms, you agree that you will not, and will not authorize or facilitate any attempt by another person or entity to:

(a) modify, adapt, translate, or create derivative works based on the mobile application or any part thereof;

(b) remove, alter, or obscure any copyright, trademark, or other proprietary notices, labels, or marks on or in the mobile application;

(c) use the mobile application on any device that has been modified contrary to the manufacturer’s software or hardware guidelines, including but not limited to devices that have been “jailbroken” or “rooted”;

(d) interfere with or disrupt the operation of the mobile application, or the servers, networks, or infrastructure used to make the app available;

(e) use the mobile application, or any information obtained from it, to develop, enhance, or operate a service or product that competes with the Services, or assist any third party in doing so;

(f) use the mobile application in any manner that exceeds the scope of the license granted herein or in violation of any applicable law or regulation; or

(g) copy, distribute, or make available the mobile application to any third party, or make the functionality of the app available to multiple users through any means, including by uploading the app to a network or file-sharing service or through any hosting, application services provider, service bureau, or similar arrangement.

We may offer SMS text messaging services to your mobile device. If you consent, SAN may send you recurring marketing offers and promotions and transactional messages at the phone number you provided, including by autodialed text messages even if your number is listed on a state or federal Do Not Call list. You understand and agree that messages may be sent to you earlier and/or later than the time restrictions set by state or federal law. Consent to receive texts is not a condition of purchasing any goods or services. You may opt-out at any time by replying “STOP” or texting “HELP” to get assistance to the number sending the message. After replying STOP, you may receive additional communications confirming that your request has been received and processed, and you may continue to receive text messages for a short period while SAN processes your request.  Message frequency may vary based on the texting program.

Standard message and data rates may apply.  You agree that you are solely responsible for all message and data charges that apply to use of your mobile device to access the Services or use of a mobile application. All such charges are billed by and payable to your mobile service provider. Please contact your participating mobile service provider for pricing plans, participation status and details. You agree to update SAN if you discontinue use of that telephone number or obtain a different number.

Data obtained from you in connection with any text messaging service may include your mobile phone number, your carrier’s name, and the date, time, and content of your messages and other information youprovide to SAN as part of this service. SAN may use this information to contact you and provide services you request from SAN. SAN will not be liable for any delays in the receipt of any text messages. Delivery is subject to effective transmission from your network operator. You understand that wireless service through Wi-Fi or a participating mobile service provider may not be available in all areas at all times and may be affected by product, software, coverage or other service changes made by your mobile service provider or otherwise.

If we make subscriptions or other purchases available through the Apple App Store, Google Play, or another third-party platform (including through in-app purchases), those purchases may be billed, renewed, and canceled through the applicable platform and may be subject to that platform’s terms, conditions, and refund rules. Uninstalling an app does not cancel a subscription purchased through an app store.  If we offer SMS alerts or other mobile messaging, any additional terms presented at the time of opt-in will also apply.

Paid Subscriptions and Automatic Renewal

[1] SAN may offer paid digital subscriptions on a monthly, annual, or other billing-cycle basis to residents of the United States only. The price, billing interval, taxes, trial terms, promotional terms, and included benefits will be presented to you clearly and conspicuously at or before checkout. Before you are charged, you will be asked to affirmatively consent to the automatic renewal terms, cancellation policy, and the recurring charges. By purchasing a subscription, you authorize SAN and its third-party providers to charge the payment method you provide for the subscription fee, applicable taxes, and any other charges you expressly authorize.

Unless we expressly state otherwise, subscriptions automatically renew at the end of each billing period for successive periods of the same duration at the then-current price, unless you cancel before renewal. We use third-party service providers, including providers that support user identity and subscription administration and payment processing, to facilitate account management, billing, and collections. After you subscribe, we will send you a confirmation that includes the automatic renewal terms, the cancellation policy, and instructions on how to cancel. For annual subscriptions, we will send you a reminder notice before your subscription renews, as required by applicable law.

You may turn off automatic renewal or cancel a subscription before the next renewal date through your account settings, by contacting us if that option is made available, or, for app store purchases, through the applicable app store account tools. If you turn off your subscription, it will not renew after the current billing period ends.

If you cancel, you generally will continue to have access through the end of the then-current paid term, and your subscription will not renew thereafter. Except as required by law or expressly stated otherwise in a specific offer, subscription fees are non-refundable and we do not provide refunds or credits for partial billing periods, unused time, or accidentally forgotten cancellations.

Subscriptions are personal to the subscriber and may not be shared, sublicensed, resold, or transferred except as expressly authorized by us. We may change subscription prices, plans, benefits, or billing practices prospectively upon reasonable advance notice to you; if you do not agree to the changes, you may cancel before they take effect. Promotional or introductory pricing may apply only for the period disclosed when you sign up and will renew at the standard rate disclosed to you at sign-up unless you cancel before the promotional period ends. If we offer a free trial, you will be clearly informed of the trial duration, what happens when the trial ends, and how to cancel before being charged; if you do not cancel before the trial ends, your payment method will be charged at the rate disclosed to you at sign-up. We may suspend or terminate subscription access if a payment method fails, a charge is reversed, or we reasonably suspect fraud, misuse, or a violation of these Terms.

Eligibility

You represent and warrant that you: (a) are above the legal age of majority in your jurisdiction of residence; (b) have not previously been suspended or removed from the Services; (c) do not have more than one account at any given time unless we expressly authorize otherwise; (d) will provide only true, accurate, current, and complete information; and (e) have full power and authority to enter into these Terms. If you use the Services on behalf of an entity, you represent that you have authority to bind that entity to these Terms. The Services are not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on the Services.

Intellectual Property

The Services, including the content, design, layout, selection, arrangement, software, text, graphics, images, audio, video, trademarks, logos, and other materials made available through the Services (collectively, “Content”), are owned by SAN, its licensors, or other third parties and are protected by U.S. and international intellectual property and other laws. Subject to these Terms, SAN grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Services and Content solely for your personal, non-commercial use.

Except as expressly permitted by these Terms or by applicable law, you may not reproduce, republish, distribute, transmit, sell, license, create derivative works from, publicly display, publicly perform, frame, mirror, archive, systematically download, or otherwise exploit any part of the Services or Content. You also may not use the Services or Content to develop, train, fine-tune, benchmark, or validate any machine learning or artificial intelligence system, or for text or data mining, without our prior written consent.

Notice and Procedure for Making Claims of Copyright Infringement (DMCA)

We respond to notices of alleged copyright infringement under the United States Digital Millennium Copyright Act (DMCA). If you believe that content or material on our Services is unlawfully infringing a copyright owned by you, and wish to have the allegedly infringing material removed or access to it blocked, you must provide notice to our Copyright Agent at:

Please ensure that your notice includes: (i) identification of the copyrighted work(s) claimed to have been infringed; (ii) identification of the supposedly infringing material that is to be removed; (iii) information reasonably sufficient to permit us to locate the material on the Services; (iv) your address, telephone number, or email address; (v) a statement that you have a good faith belief that use of the material is in fact infringing and/or not authorized by the copyright owner, its agent, or the law; (vi) a statement that, under penalty of perjury, the information in the notification is accurate and where relevant you are authorized to act on behalf of the copyright owner; and (vii) your physical or electronic signature.

A provider of content subject to a claim of infringement may make a counter-notification. To file a counter-notification with us, please provide our Copyright Agent a notice containing the following: (i) identification of the supposedly infringing material that is to be removed; (ii) a statement that, under penalty of perjury, you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; (iii) your name, address, and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which your postal address is located, and that you will accept service of process from the party who submitted the infringement notification or his, her, or its principal or agent; and (iv) the signature, physical or electronic, of you or a person authorized to act on your behalf.

We will promptly provide the party that provided the notice of claimed infringement with a copy of the counter-notification, and inform the complaining party that we will restore the removed or disabled content within ten (10) to fourteen (14) business days. If we do not receive notice that a lawsuit has been filed within ten (10) to fourteen (14) business days after we provide notice of the counter-notification, we will restore the removed or disabled materials. It is SAN’s policy, in appropriate circumstances, to terminate the accounts of users who are repeat infringers or are repeatedly charged with infringement.

Use of Information and Materials

The information and materials contained on the Services, and these Terms, policies, and descriptions on the Services, are subject to change. You accept sole responsibility for all of your activities using the Services. Your use of the Services is limited to the intended function of the Services. Unauthorized use of the Services and systems, including attempts to bypass or interfere with article meters, registration walls, paywalls, access controls, or subscription restrictions, is strictly prohibited. You may not use the Services in a manner that:

(a)   harasses, abuses, stalks, threatens, defames, or otherwise infringes or violates the rights of any party (including but not limited to rights of publicity or other proprietary rights); 

(b)  is unlawful, fraudulent, or deceptive; 

(c)   uses technology or other means to access content or systems of SAN in a manner that is not authorized by SAN; 

(d)  uses or launches any automated system, including, without limitation, “robots,” “spiders,” or “offline readers,” to access content or systems of SAN; 

(e)   attempts to introduce viruses or any other computer code, files, or programs that interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment; 

(f)   attempts to gain unauthorized access to SAN’s computer network or user accounts; 

(g)  encourages conduct that would constitute a criminal offense or that gives rise to civil liability; 

(h)  violates these Terms or any other SAN policies;

(i)    attempts to damage, disable, overburden, or impair SAN servers or networks;

(j)    fails to comply with applicable third-party terms; or

(k)  constitutes any other inappropriate conduct, as determined by us in our sole discretion.

(l) shares or transfers access credentials, magic links, authenticated sessions, or subscription benefits except as expressly permitted by us;

(m) circumvents, removes, disables, or otherwise interferes with any access-control, security, or subscription-management feature of the Services;

(n) systematically copies, scrapes, downloads, indexes, extracts, or harvests Content, data, or other information from the Services;

(o) uses the Services or Content for training, testing, or improving any artificial intelligence, machine learning, or similar system without our prior written consent; or

(p) interferes with any billing, renewal, or payment process or submits fraudulent payment information;

(q) impersonates SAN, a SAN employee, another user, or any other person or entity, or falsely states or otherwise misrepresents your affiliation with any person or entity;

(r) uses the Services for any commercial purpose, including advertising, marketing, or offering goods or services to others, without our prior written consent;

(s) sends or facilitates the sending of any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, or any other form of solicitation through the Services;

(t) posts, transmits, or otherwise makes available any content that is false, misleading, or deceptive, or that you know or reasonably should know to be false or misleading;

(u) interferes with or disrupts any other user’s use and enjoyment of the Services, or the services or products of any third party;

(v) uses a virtual private network (VPN), proxy, or other means to disguise your location or circumvent any geographic restrictions we may impose on access to certain Content or features;

(w) links to, frames, or embeds any portion of the Services or Content on any other website or service without our prior written consent, except as expressly permitted by these Terms; or

(x) resells, redistributes, or commercially exploits access to the Services or any Content, or assists any third party in doing so.

User Content 

You are solely responsible for the content and information (collectively referred to as “User Content”) that you post or upload on the Services.  By submitting User Content to the Services, you automatically grant SAN, the royalty-free, perpetual, irrevocable, non-exclusive right and license, but not the obligation, to use, publish, reproduce, modify, adapt, edit, translate, create derivative works from, incorporate into other works, distribute, sub-license and otherwise exploit such User Content (in whole or in part) worldwide in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such User Content, without payment to you or to any third parties. User Content uploaded or otherwise communicated on the Services shall comply with all applicable law and regulations, which you are responsible for knowing and understanding. You are prohibited from posting or otherwise communicating to us, or any other user of the Services any offensive, inaccurate, incomplete, abusive, obscene, profane, threatening, intimidating, harassing, racially offensive, or illegal material, or any material that infringes or violates another person’s rights (including intellectual property rights, and rights of privacy and publicity). You understand and agree that we, without any obligation to do so, may monitor or review any User Content you post, upload or otherwise communicate through the Services. We reserve the right to remove any such User Content, in whole or in part, at our sole discretion, that violates these Terms, is likely to harm our reputation, is deemed inappropriate or otherwise poses a risk of harm to any other person. We reserve the right to deactivate Your Account or otherwise prevent your use and/or participation on Services at any time and for any reason. You agree that we may access, preserve and disclose your account and any User Content posted, uploaded, received or otherwise communicated if required to do so by law or with the good faith belief that such access, preservation or disclosure is reasonably necessary to: (i) comply with an enforceable subpoena or other legal process; (ii) enforce these Terms; (iii) respond to claims that any information violates the rights of third parties; (iv) respond to your requests for customer service or allow you to use the Services in the future; or (v) protect the rights, property or personal safety of SAN or its members, employees, agents, affiliates, residential communities or any other person. If it is determined that you retain moral rights (including rights of attribution or integrity) in the User Content, you hereby declare that (a) you do not require that any personally identifying information be used in connection with the User Content, or any derivative works of or upgrades or updates thereto; (b) you have no objection to the publication, use, modification, deletion and exploitation of the User Content by SAN or its licensees, successors and assigns; (c) you forever waive and agree not to claim or assert any entitlement to any and all moral rights of an author in any of the User Content; and (d) you forever release SAN, and its licensees, successors and assigns, from any claims that you could otherwise assert against SAN by virtue of any such moral rights. You also permit any other user to access, view, store or reproduce the User Content for that user’s personal use. User Content submitted by you will be considered non-confidential and SAN is under no obligation to treat such User Content as proprietary information except pursuant to SAN’s Privacy Policy. Without limiting the foregoing, SAN reserves the right to use any User Content as it deems appropriate, including, without limitation, deleting, editing, modifying, rejecting, or refusing to post it. SAN is under no obligation to edit, delete or otherwise modify User Content once it has been submitted to SAN. SAN shall have no duty to attribute authorship of User Content to you, and shall not be obligated to enforce any form of attribution by third parties.

SAN does not endorse, verify, or assume any responsibility for User Content posted by users. SAN is not responsible for the accuracy, legality, appropriateness, or intellectual property compliance of any User Content. You may be exposed to User Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive any legal or equitable rights or remedies you have or may have against SAN with respect thereto. SAN has no obligation to monitor, screen, or review User Content, but reserves the right to do so.

Editorial Content and No Professional Advice

SAN publishes news, commentary, and related informational content. Unless we expressly state otherwise, Content is provided for general informational purposes only and is not legal, tax, investment, medical, or other professional advice. Opinions expressed by authors or contributors are their own and do not necessarily reflect SAN’s views. We do not guarantee the completeness, accuracy, timeliness, or results obtained from using any Content. You acknowledge that you rely on any Content at your own risk and should seek independent professional advice for specific situations. News and information may become outdated, and SAN has no obligation to update or correct archived or previously published Content.

Use of AI

If we make artificial intelligence or machine learning-powered features available through the Services (such as automated summaries, recommendations, search functionality, to generate text to speech audio versions of the provided articles, or other AI-assisted tools), you acknowledge that: (a) AI-generated outputs may contain errors, inaccuracies, or omissions and should not be relied upon without independent verification; (b) AI features are provided for convenience only and do not constitute professional advice; (c) we do not guarantee the accuracy, completeness, or reliability of any AI-generated content; and (d) your use of AI features is subject to all disclaimers and limitations of liability in these Terms. We may use third-party AI service providers to power certain features, and your use of such features may be subject to additional terms presented at the time of use.

System Outages, Slowdowns, and Capacity Limitations

At times you may experience difficulty accessing the Services or communicating with SAN through the Internet, or other electronic wireless services, as a result of high Internet traffic, transmission problems, systems capacity limitations, or other problems. Any computer system or other electronic device, whether it is yours, an Internet service provider’s, or SAN’s, can experience unanticipated outages or slowdowns or have capacity limitations. SAN is not responsible for failure or delay of performance caused by such problems.

SAN may temporarily suspend or limit access to the Services, in whole or in part, for scheduled or unscheduled maintenance, updates, repairs, or security purposes. Where practicable, SAN will endeavor to provide advance notice of planned maintenance, but SAN shall not be liable for any inconvenience, loss of access, or damages arising from any maintenance or temporary suspension of the Services.

Security

SAN makes no warranty whatsoever to you, express or implied, regarding the security of the Services, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through the Services.  You acknowledge and agree that you are solely responsible for maintaining the security of your devices and the email account used to access the Services.  SAN is not responsible for any losses resulting from the loss or theft of your device, the loss or theft of your information transmitted from or stored on your devices, or any losses arising from the use of your device by someone whom you have given access.  You are required to notify us of any unauthorized use of the Services by using the contact information in the “Contact Us” section below.

To protect the security of your information and the integrity of the Services, SAN may require you to authenticate your identity (i.e., prove that you are who you say you are) when you use the Services, access subscriber benefits, change account information, or seek customer support.  

Links to Other Websites, Advertisements, and Services

The Services may contain links to outside websites, embedded content, sponsored material, advertisements, affiliate links, app store pages, services and resources, the availability and content of which SAN does not control (collectively, “Third-Party Sites”). We are not responsible for examining or evaluating, and we do not warrant, endorse, or assume responsibility or liability for any third-party services, resources, products, offers, billing practices, content, privacy practices, or terms. A link or embedded feature does not imply that SAN endorses, sponsors, or is affiliated with the linked or embedded platform or its content. Your use of Third-Party Sites is at your own risk and subject to the terms of use, community guidelines, and privacy policies of those platforms; these Terms do not apply to Third-Party Sites. Please be aware that when you interact with social media links or embedded content, including by clicking through to a social media platform or viewing embedded media, those third-party platforms may independently collect information about you, including through cookies, tracking pixels, or similar technologies, in accordance with their own privacy policies. SAN has no control over and is not responsible for any data collection, use, or disclosure practices of Third-Party Sites. We encourage you to review the privacy policies and terms of use of any Third-Party Sites you visit. Any concerns regarding any such services or resources should be directed to the service or resource.

Severability/No Waiver

If any provision of these Terms shall be deemed unlawful, void, or unenforceable for any reason, then such provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.  SAN’s failure to enforce the strict performance of any provision of these Terms or the additional terms and conditions for any product or service will not constitute a waiver of our right to subsequently enforce such provision or any other provisions of these Terms or the additional terms and conditions.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL SAN OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, SHAREHOLDERS, AFFILIATES, THIRD-PARTY CONTRACTORS, AGENTS, LICENSORS, SERVICE PROVIDERS, AND SUCCESSORS AND ASSIGNS (COLLECTIVELY, THE “SAN PARTIES”) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES THAT MAY ARISE IN CONNECTION WITH THE SERVICES, THE CONTENT, ANY SUBSCRIPTION, ANY BILLING OR RENEWAL ISSUE, OR FROM YOUR USE OF OR INABILITY TO USE THE SERVICES; OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF SAN AND THE SAN PARTIES ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO SAN FOR SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY OR (B) ONE HUNDRED DOLLARS ($100). THE FOREGOING LIMITATIONS SHALL APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE. NOTHING IN THESE TERMS SHALL LIMIT OR EXCLUDE LIABILITY FOR (I) DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, (II) FRAUD OR FRAUDULENT MISREPRESENTATION, (III) GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, OR (IV) ANY OTHER LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW, INCLUDING ANY NON-WAIVABLE STATUTORY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR THE LIMITATION OF LIABILITY FOR PERSONAL INJURY. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. THE LIMITATIONS AND EXCLUSIONS IN THIS SECTION REFLECT A REASONABLE ALLOCATION OF RISK BETWEEN YOU AND SAN AND ARE A FUNDAMENTAL BASIS OF THE BARGAIN BETWEEN US. SAN WOULD NOT PROVIDE THE SERVICES TO YOU WITHOUT THESE LIMITATIONS.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIMS ARISING FROM YOUR USE OF THE SERVICES MUST BE FILED WITHIN TWO (2) YEARS FROM THE DATE OF THE INCIDENT GIVING RISE TO SUCH CLAIM.

Disclaimers

THE SERVICES AND ALL CONTENT, FEATURES, AND SUBSCRIPTION OFFERINGS ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. SAN DOES NOT WARRANT THAT (A) THE SERVICES WILL MEET YOUR REQUIREMENTS; (B) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) ANY CONTENT WILL BE ACCURATE, COMPLETE, OR RELIABLE; OR (D) THE SERVICES ARE FREE OF VIRUSES OR HARMFUL CONTENT. SAN HAS NO OBLIGATION TO UPDATE THE SERVICES OR CONTENT. IF YOUR USE OF THE SERVICES RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, SAN IS NOT RESPONSIBLE FOR THOSE COSTS. NO ADVICE OR INFORMATION OBTAINED FROM SAN OR THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. TO THE EXTENT ANY WARRANTY CANNOT BE DISCLAIMED UNDER APPLICABLE LAW, IT SHALL BE LIMITED TO THE MINIMUM PERIOD PERMITTED. NOTHING IN THESE TERMS EXCLUDES OR LIMITS ANY RIGHTS THAT CANNOT BE LAWFULLY EXCLUDED UNDER APPLICABLE LAW, INCLUDING CONSUMER PROTECTION LAWS.

SAN USES THIRD-PARTY SERVICE PROVIDERS FOR PAYMENT PROCESSING, SUBSCRIPTION MANAGEMENT, AND OTHER FUNCTIONS; SAN IS NOT RESPONSIBLE FOR FAILURES OR INTERRUPTIONS CAUSED BY SUCH PROVIDERS.

Indemnification

You agree to defend, indemnify, and hold harmless SAN and the SAN Parties from and against any actual or threatened suit, actions, proceedings (at law or in equity), claims, damages, payments, deficiencies, fines, judgments, settlements, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees, costs, penalties, interest, settlement amounts, and disbursements) arising out of or relating to, directly or indirectly: (a) your access to or use of the Services; (b) your User Content, including any claims that your User Content infringes or violates any third-party intellectual property, privacy, publicity, or other rights; (c) your violation of these Terms or any SAN policies; (d) your violation of any applicable law, rule, regulation, or third-party rights; (e) your willful misconduct, fraud, or negligence; (f) any dispute or issue between you and any third party arising from your use of the Services; (g) your failure to provide accurate account, payment, or registration information; or (h) any other matter for which you are responsible under these Terms. You agree to promptly notify SAN of any claim, action, or proceeding for which indemnification may be sought. SAN reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate fully with SAN in the defense of any such matter. You agree not to settle any claim, action, or proceeding without the prior written consent of SAN. Your indemnification obligations shall survive the termination or expiration of these Terms and your use of the Services. Under no circumstance will SAN be liable for damages of any kind that result from your use of, or the inability to use, the Services.

Termination

We may terminate or suspend your access to the Services, delete your profile and any content or information, revoke any subscription entitlement, or prohibit you from using or accessing the Services (or any portion, aspect, or feature of the Services) if you violate these Terms, if we suspect fraud or misuse, if payment is not successfully completed, or for any other lawful reason, effective immediately or as otherwise communicated to you. If you wish to terminate your account, you may do so by following the instructions on the Services or by contacting us where that option is made available. Any fees paid hereunder are non-refundable except as expressly stated otherwise by us or as required by law. In the event of termination, you will still be bound by your obligations under these Terms. The following provisions shall survive any termination or expiration of these Terms: Intellectual Property; User Content (with respect to content submitted prior to termination); Disclaimers; Limitation of Liability; Indemnification; the Arbitration Agreement; Governing Law and Jurisdiction; Force Majeure; Assignment; No Third-Party Beneficiaries; Miscellaneous Provisions; and any other provisions that by their nature are intended to survive termination, including any accrued payment obligations and any claims arising prior to termination.

Changes:

You are responsible for reviewing these Terms regularly. SAN reserves the right, at any time, and in its sole discretion, to modify or discontinue the Services, these Terms, or any SAN policies related to use of the Services. Revisions may be provided through the Services, including by posting the revisions and updating the “Last Updated” date. Material changes affecting subscription pricing, automatic renewal, cancellation, or other rights will be communicated to you by email or through the Services before they take effect.. Continued use of the Services following such modifications, or the renewal of a subscription after notice of revised terms, will constitute your acceptance of such modifications and revisions.

Mutual Dispute Resolution Using Binding Arbitration

Please read the following arbitration section (the “Arbitration Agreement”) carefully. It requires you to arbitrate disputes with SAN and limits the manner in which you can seek relief from SAN, including a class action waiver.

Agreement to Arbitrate.   You agree that, in the event of any Dispute, such Dispute, including threshold questions of the arbitrability of such Dispute, will be finally and exclusively resolved by binding arbitration governed by the Federal Arbitration Act (“FAA”) and subject to the provisions of this Arbitration Agreement, except as specified herein. NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL. NOTWITHSTANDING THE FOREGOING, EITHER PARTY MAY BRING ITS CLAIM IN ITS LOCAL SMALL CLAIMS COURT, IF PERMITTED BY SUCH SMALL CLAIMS COURT RULES AND IF WITHIN SUCH COURT’S JURISDICTION. DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION.

This agreement to arbitrate is mutual: SAN agrees to arbitrate all Disputes it may have against you on the same terms. This Arbitration Agreement shall survive termination of these Terms.

Acknowledgment. BY USING THE SERVICES OR AGREEING TO THESE TERMS, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS ARBITRATION AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY IT. YOU AND SAN HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

An arbitrator can award, on an individual basis, the same damages and relief as a court and must follow these Terms as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review. 

Scope. “Dispute” means any dispute, controversy, or claim arising out of, related to, in connection with, or resulting in any way from your use of the Services, these Terms, the Content, or any aspect of your relationship with SAN.

Governing Law and Delegation. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. The arbitrator shall have exclusive authority to: (a) determine the scope and enforceability of this Arbitration Agreement; and (b) resolve any Dispute related to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement including, but not limited to, any claim that all or any part of this Arbitration Agreement is void or voidable.

Class Action and Jury Trial Waiver. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A REPRESENTATIVE OR COLLECTIVE CLASS BASIS. ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE USER, PERSON, OR ENTITY CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER USER, PERSON, OR ENTITY. Accordingly, under the arbitration procedures outlined in this Arbitration Agreement, an arbitrator shall not combine or consolidate more than one party’s claims without the written consent of all affected parties to an arbitration proceeding. Without limiting the generality of the foregoing, you and SAN agree that no Dispute shall proceed by way of class arbitration without the written consent of all affected parties. If a decision is issued stating that applicable law precludes enforcement of any part of this subsection’s limitations as to a given claim for relief, then that claim must be severed from the arbitration and brought in the state or federal courts located in Douglas County, Nebraska. All other claims shall be arbitrated.

Arbitration Rules and Procedures. The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect, which are available at www.adr.org. If the AAA is not available to arbitrate, the parties will select an alternative arbitral forum. If the arbitrator finds that you cannot afford to pay AAA filing, administrative, hearing, and/or other fees and cannot obtain a waiver from AAA, SAN will pay them for you if you complied with the dispute resolution process set forth herein. In addition, SAN will reimburse all such AAA filing, administrative, hearing, and/or other fees for claims totaling less than $10,000 unless the arbitrator determines the claims are frivolous or you did not comply with the dispute resolution process set forth herein, except that if you have initiated the arbitration claim, you will still be required to pay the lesser of $250 or the maximum amount permitted under the AAA Rules for arbitration claims initiated by you. You are still responsible for all additional costs that you incur in the arbitration, including, without limitation, fees for attorneys or expert witnesses.

Location. The seat of arbitration shall be Douglas County, Nebraska. You may choose to have the arbitration conducted by videoconference, based on written submissions, in person in your hometown area (if you live in the United States), or at another mutually agreed upon location that is reasonably convenient to you. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Arbitrator Authority. The arbitration will decide the rights and liabilities, if any, of you and SAN. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and these Terms. The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and SAN. The arbitrator shall have no authority to modify these Terms.

Provisional Relief. Nothing in this Arbitration Agreement prevents either party from seeking provisional or equitable relief in any court of competent jurisdiction as necessary to preserve the status quo or prevent irreparable harm pending arbitration. Any such court action shall not be deemed a waiver of the right to arbitrate, and upon resolution of the provisional matter, the underlying Dispute shall proceed in arbitration.

Pre-Arbitration Dispute Resolution. Before initiating arbitration or legal proceedings, you and SAN agree to engage in good-faith efforts to resolve any Dispute. To begin this process, you must send a letter describing the nature of your claim and desired resolution to:

You and SAN agree to meet and confer personally, by telephone, or by videoconference (“Conference”) to discuss the Dispute and attempt in good faith to reach a mutually beneficial outcome that avoids the expenses of arbitration or, where applicable, litigation. Each party may be represented by counsel in this process. If you are represented by counsel, your counsel may participate in the Conference as well, but you agree to fully participate in the Conference by phone, video, or in person to attempt to resolve the Dispute.

Likewise, if SAN is represented by counsel, SAN’s counsel may participate in the Conference as well, but SAN agrees to have a company representative fully participate in the Conference.

The statute of limitations and any filing fee deadlines shall be tolled during this resolution period. If you and SAN do not reach agreement to resolve the Dispute within thirty (30) days after initiation of this dispute resolution process, either you or SAN may commence arbitration or, provided such claims qualify, file an action in small claims court or file a claim for injunctive or equitable relief in a court of proper jurisdiction for matters relating to intellectual property infringement.

Discovery. The parties shall cooperate in good faith in the voluntary and informal exchange of all non-privileged documents and other information (including electronically stored information) relevant to the Dispute immediately after commencement of the arbitration.

Future Changes to Arbitration Agreement. Notwithstanding any provision in these Terms to the contrary, if SAN makes any future material change to this Arbitration Agreement, you may reject that change within thirty (30) days of such change becoming effective by writing to SAN at Straight Arrow News LLC, 9140 West Dodge Rd., Suite 350, Omaha, NE 68114, ATTN: Legal Matters, or by email to privacy@straightarrownews.com. If you timely reject a material change to this Arbitration Agreement, then the version of this Arbitration Agreement in effect immediately prior to such change shall continue to govern your relationship with SAN with respect to any disputes arising between us.

Opt-Out. You may opt out of this Arbitration Agreement within thirty (30) days of first agreeing to these Terms by sending written notice to: Straight Arrow News LLC, 9140 West Dodge Rd., Suite 350, Omaha, NE 68114, ATTN: Arbitration Opt-Out, or by email to privacy@straightarrownews.com.

Your notice must include your name, address, email address associated with your account, and a clear statement that you wish to opt out. If you opt out, neither you nor SAN will be required to arbitrate Disputes, and the remaining provisions of these Terms will remain in effect. Opting out will not affect any other agreements you may have with SAN.

Mass Arbitration. If twenty-five (25) or more substantially similar arbitration demands are filed by or coordinated by the same counsel or organization, the parties agree that the AAA’s Mass Arbitration Supplementary Rules shall apply. The parties shall cooperate to select a representative sample of claims to be arbitrated first as bellwether cases before the remaining claims proceed. All applicable statutes of limitation shall be tolled for any claims stayed during this process. Filing and administration fees for stayed claims shall not be assessed until those claims are designated to proceed. Nothing in this section prevents any individual claimant not represented by coordinating counsel from proceeding with their own individual arbitration.

Governing Law for Non-Arbitrable Disputes. Except for this Arbitration Agreement, which is governed by the FAA, these Terms and any claims or disputes not subject to arbitration shall be governed by the laws of the State of New York, without regard to its conflict of laws principles. The parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Douglas County, Nebraska.

Severability. If any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed, and the remainder of the Arbitration Agreement shall continue in full force and effect.

Force Majeure

We are not responsible for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, weather, labor disputes, power outages, governmental actions, emergency directives, or third-party system failures. If a force majeure event prevents us from providing the Services, we may issue a refund or credit for fees paid for undelivered Services, determined in our discretion.

No Endorsements

Reference to any product, recording, event, process, publication, service, or offering of any third party by name, trade name, trademark, service mark, company name, or otherwise does not constitute or imply the endorsement or recommendation of such by SAN. Any views expressed by third parties on the Services are solely the views of the third party, and SAN assumes no responsibility for the accuracy or veracity of any statement made by a third party.

Electronic Documents

This electronic document, along with all other electronic documents referenced or incorporated herein, will be deemed a “writing” for all legal purposes and be legally enforceable as a signed agreement. Printed versions of these Terms and any notices delivered electronically shall be admissible in legal proceedings in the same manner as other business records originally generated in paper format.

Assignment

These Terms are personal to you, and are not assignable, transferable, or sublicensable by you except with SAN’s prior written consent. SAN may assign, transfer, or delegate any of its rights and obligations hereunder without your consent to (a) an affiliate, (b) an acquirer of all or substantially all of SAN’s assets or equity, or (c) a successor by merger or reorganization; provided that any such assignee agrees to be bound by the terms of these Terms.

No Third-Party Beneficiaries

Except as expressly provided in these Terms, including the indemnification responsibilities in favor of SAN, the Platform Providers, and the Arbitration Agreement, neither party intends to confer or establish rights equivalent to those of third-party beneficiaries upon any individual, subcontractor, or third party. Except as expressly outlined in these Terms, no third party shall possess the right to enforce any provision or derive any benefit from these Terms.

Typographical Errors

In the event that a SAN product or service is mistakenly listed at an incorrect price or description, SAN reserves the right to refuse or cancel any orders placed for products or services listed at the incorrect price.

Miscellaneous Provisions

These Terms constitute the entire agreement of the parties with respect to the subject matter hereof and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import. SAN’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force.  

Contact Us

If you have any questions regarding the Services, please feel free to send us an email at privacy@straightarrownews.com.   

Notice to California Residents

Under California Civil Code Section 1789.3, California users of the Services are entitled to the following specific consumer rights notice: The provider of the Services is Straight Arrow News LLC, located at 9140 West Dodge Rd, Suite 350, Omaha, NE 68114. You may contact us at privacy@straightarrownews.com. Certain features of the Services may be available without charge, while other features require a paid subscription; current subscription fees and pricing are disclosed at the time of purchase and on our website. If you have a complaint regarding the Services or wish to request further information, you may contact us at the address above. The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.